Plan Eligibility Requirements – 31 is Key!
|Late applicants: Any of the above listed items that miss the required deadline will be considered late applicants and will be required to provide medical evidence of insurability and as a result may be declined coverage. Furthermore, approved late applicants may have reduced dental limits for the 1st 12 months of coverage. In the event the carrier allows an exception full back premiums will be required.|
|TIP! Have your employees complete their benefit enrollment form at the same time as their other employment documents. This will help to prevent late applicants and help the employee realize benefits are a condition of their employment. Remember under enrollment negatively impacts all the plan participants and puts the employer and employee at risk!|