Drug Spending and how it Affects your Costs

Here is an interesting article by Fifth Estate investigating how drug spending can affect the cost of your insurance plan.

http://www.cbc.ca/news/health/drug-costs-canada-1.3927989?cmp=rss

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Career Opportunity

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Career Opportunity – Financial Services Advisor

It’s 2017, are you looking for a new opportunity?

Copperstone Financial Group is the Valleys leading providers of Group Benefits, Group Saving, Insurance and Financial products and services. Copperstone currently serves a wide cross section of individual and corporate clients and their employees. We are keen focus on technological advancement, and have charted an exciting growth path and as a result we are seeking to fill the position of Financial Advisor , in our Berwick office.

This exciting role will play a fundamental part of the Company’s growth strategy. The role will be both challenging and interesting, with the opportunity of performing within a high growth environment, one where customer service and technology implementation will be key drivers.

The Position

You will be responsible for working with new and existing individual clients as well as servicing our existing clients. You will also provide guidance and thoughtful recommendations to our clients using a variety of insurance and investment products, while understanding the client’s needs. You will work closely within our team environment that supports one another. This position requires some travel but mainly within the Valley and HRM.

The To-Do list

  • Selling and servicing Insurance products (Life, Disability, Critical Illness)
  • Selling and servicing Investment products (Segregated Funds)
  • Selling and servicing Group Health & Savings Plans
  • Building Financial Plans
  • Helping group savings plan members with questions about their plans;
  • Existing rules
  • Enrolment
  • Terminations
  • Retirement

The Requirements

  • At least one year of industry related experience is preferred
  • Life Insurance License is preferred
  • Must have an outgoing and friendly disposition
  • Must exhibit professionalism
  • High energy with a customer service orientation
  • Comfortable with technology and Microsoft office suite
  • Ability to self-motivate and organize
  • Must have a vehicle

The Great Candidate

  • Previous experience in a Financial Advising role
  • Has required licenses and education
  • Knowledge of Group Plans is a bonus
  • Great attitude and a willingness to deliver results and to take ownership
  • Willingness to deal with a wide range of client issues
  • Exceptional communication skills

The Offer

  • Competitive salary plus performance based bonus
  • Strong support from management
  • Participation in Company Benefits
  • Opportunities for ongoing education and increased responsibilities
  • Great opportunity to be part of a results driven company, focused on technology
  • The excitement of being part of a growth Company

We thank all applicants in advance for their interest in this position, however, only those selected for an interview will be contacted.

Job Type: Full-time

Required education:

  • Diploma/Certificate

Required languages:

  • LLQP is an asset
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Click on “Apply Now”  
 Or apply here 
Send us an email with your cover letter and resume and best contact phone number.  Tell us why you think you have what it takes to work with our Team!
 
If you are selected for an interview we will contact you.
 
All the best!! 
The Copperstone Financial Team!

 

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Holiday Hours at Copperstone

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Happy Holidays from everyone here at Copperstone!

Please be advised of our hours of operation for the coming weeks:

Friday December 23: 8:30-12:00 noon

Monday December 26: Closed for Boxing Day

Tuesday December 27: Closed

Wednesday December 28-Thursday December 29: Open regular hours 8:30-4:30

Friday December 30: 8:30-12:00 noon

Monday January 2: Closed

Tuesday January 3: Back to regular hours 8:30-4:30

We would like to give a friendly notice to our clients, if you require anything completed by our AdminHub, to please submit it no later than Thursday December 22 a 3:00 pm to ensure that everything is completed in a timely manner before the holidays.

Thank you all for an amazing 2016 and we look forward to our continued growth and development in 2017!

Merry Christmas and a Happy and Prosperous New Year!

 

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FinTech how it is changing the game..quickly…

Kirk gives his view of the FinTech revolution and what it will mean for your business and benefit plan.

He explains how your Copperstone Team is working to be lead in this new technology world.

 

The content of this Copperstone Corner post is for general use and informational purposes only. It is not intended to be legal or tax advice. The content of this post is based on information available at the time of publication, which is subject to change. Efforts have been made to ensure the accuracy of the information contained in this post. However, it may contain errors or omissions or become out of date following publication. Please contact us about your particular circumstances. 

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Federal government changes EI maximum

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As follow up to our video post about waiting period changes to EI for Jan 1 2017.  The federal government has also recently announced an increase in the employment insurance (EI) maximum insurable earnings amount and a corresponding increase in the EI weekly maximum benefit. Effective January 1, 2017, maximum insurable earnings will increase to $51,300 per year.

Accordingly, the new maximum EI benefit amount will be $543 per week ($51,300 at 55 per cent, over 52 weeks). Short-term disability (STD) plans that have a maximum set at the EI maximum, rather than at a specific amount, will automatically increase effective January 1.

If your plan has a specific dollar maximum that’s less than $543 per week, and you participate in the EI premium reduction program, you’ll need to amend your plan to a weekly benefit of at least $543 weekly in order to remain eligible for the program. If your STD plan has a specific dollar maximum and you participate in the EI premium reduction program, you may want to amend your plan so the benefit maximum is automatically adjusted to the EI maximum. This will avoid the need for future amendments whenever the EI maximum changes.

 

 

The content of this Copperstone Corner post is for general use and informational purposes only. It is not intended to be legal or tax advice. The content of this post is based on information available at the time of publication, which is subject to change. Efforts have been made to ensure the accuracy of the information contained in this post. However, it may contain errors or omissions or become out of date following publication. Please contact us about your particular circumstances. 

 

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Changes to EI mean changes to your Short & Long Term Disability

EI changes in 2017

Kirk gives an overview of the changes in EI in the last federal budget.  This will result in changes that need to be made in short and long term disability policy as a result.

 

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Do Employees think your Benefit Plan is “Fair”?

Today Kirk talks about the most common issues he hears from employees.

You can find out more about our HSA program here.

http://www.claimsplus.ca/programs

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Potential Canada Post Strike – 2016

In preparation for a potential postal strike, we have outlined some alternative options and procedures to ensure
there are no disruptions in your service during this time.

Please click below for details

Postal Strike 2016 Announcement

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Christmas Message from your Copperstone Team

From all of use at Copperstone have a wonderful holiday and joyous New Year.  Merry Christmas

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BENSPlus First Year Anniversary

We have just finished our first year of Marketing the BENSPlus Benefit plan.  We are very proud of the results.  The program has excelled for two key reasons.  The first is that we went into this with a vision to put the local Chamber in control of its plan, and two….the BENS plan is exceptional!

Thanks to the AVCC for putting your belief in BEN and their trust in my team!  We have only just begun!

 

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