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Our Programs

Custom Programs, Advice & Support

Your business is unique, shouldn't your benefit plan reflect that uniqueness?  At Copperstone we understand that nothing in your business is, "off the shelf"...our benefit plans and advice are customized to your needs.  

A fully pooled, totally custom benefit program available to members of the Annapolis Valley Chamber of Commerce. The program is open to any AVCC member business from 1 to 50 employees.  It contains many key features not traditionally found in small business health programs.

Retirement Solutions

Your employees need a solid retirement savings program.  From Group Registered Retirement Savings (RRSP), Defined Contribution Pension Plans (DCPP) to Tax Free Savings Accounts (TFSA) we help you build custom, cost effective programs.  All with the latest fund selections including Target Date Funds & Target Risk funds along with a variety of guaranteed rate of return investments.  

CLAIMSPlus is our employee benefit solutions that caters to clients looking for self funded solutions.

Our direct pay drug cards, direct pay E-Dental services can be used at all pharmacies and dental offices.  Our Mobile apps, and online claim portal use state of the art OCR technology to process your claims and issue cheques or direct deposit quickly.

Community Services Benefits Trust

Group Benefit Plans for Social Service Employees


CSBT provides the very best group benefit plans for social agencies whether they are: for profit or Not-for-profit, Union or Non union.  CSBT maximizes your benefit options, while reducing costs associated with your group benefits. It doesn’t matter if you are big or small, CSBT can help you.

Advisor/Broker Services

In todays marketplace your clients want specialized advice.  At Copperstone we provide financial planners, investment advisers, legal and accounting firms with access to the specialized benefit advice and programs to fit their clients needs. 

Working with Copperstone allows you build value with your client by providing access to these specialized services, without having to give up control over your client relationship.    

Our team provide all the necessary back office support and market access to manage your clients Group Health plan, Self Insured solutions as well as group RRSP/Pension needs.  

Our adviser contract offers you top level compensation, and bonuses along with robust non-compete clause.

Benefit Consulting Services

At Copperstone we provide full Benefit Consulting Services on a fee for service basis.  



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